Investment Solutions
BEST IN CLASS INVESTMENT SOLUTIONS OFFERED THROUGH PFS INVESTMENTS INC.
Mutual Funds
- American Century Investments
- American Funds
- Fidelity Advisors
- Franklin Templeton Investments
- Invesco
- MFS
- Putnam Investments
Annuities
- AIG
- Brighthouse Financial
- Equitable
- Lincoln Financial
529 Plans
- American Funds
- Fidelity Investments
- Franklin Templeton Investments
- Scholar’s Choice
401(k) Plans
- Aspire
- Equitable
- American Funds
- CUNA Mutual
- Fidelity Advisors
- Voya
- July Services Managed Account 401k and Solok
- July Services Cash Balance Plans
Managed Accounts: Primerica Advisors Lifetime Investment Platform
Focused on Client’s Lifecycle Needs: The Primerica Advisors Lifetime Investment Platform is designed to enable advisors to assist their clients in achieving goals throughout the client’s investable lifecycle. Advisors can assist clients through the accumulation, preservation and income distribution phases of their lives.
Access to Professional Asset Managers: The platform provides access to professional asset managers who have well-established track records in asset allocation and security selection, including exchange traded funds, mutual funds and individual stocks and bonds. Each asset manager was selected based on their people, philosophy, process and performance.
LIFETIME INVESTMENT PLATFORM
EQUITY OFFERINGS AND ASSET ALLOCATION MODELS
| Asset Managers | Founded / AUM Location |
Asset Allocation |
Investment Management Philosophy |
Investment Vehicle |
Models Available |
|
1957 / $29.9b (’19) Toronto, Canada |
Strategic | The AGF team’s objective is to capture leading growth companies in every investment cycle. Every stock the team holds is a buy each day, or it is sold. AGF uses an opportunistic bottom-up approach with the front-end quantitative screens to identify high-quality, growth companies that can successfully generate sustainable, above-average revenues, earnings and cash flow. | Stocks | Global Select U.S. Large Cap Growth Equity U.S. Small-Mid Cap Growth Equity |
|
1980 / $7b Waukesha, WI |
Strategic | Dana Investments Advisors are a domestic manager focusing on bottom up fundamental and quantitative analysis and emphasizing relative valuation and downside. |
Stocks MF |
Catholic ESG Equity Social ESG Equity All Cap Equity ESG Asset Allocation Models |
|
1947 / $1.4T San Mateo, CA |
Strategic | Franklin Templeton Investment Solutions delivers disciplined and systematic solutions that address clients’ complex investment challenges. ClearBridge Investments is committed to long-term results through active management. Their investment process provides clients with equity-focused strategies. |
Franklin Templeton Investment Solutions: ETF MF ClearBridge: Stocks |
Franklin Templeton Investment Solutions: Strategic Real Return ClearBridge: Multi Cap Growth, Divided Income |
|
1995 / $5.4b Charlotte, NC |
Tactical | Horizon Investments is a global manager with focus on economic, fundamental and quantitative analysis. | ETF | Active Risk Assist Real Spend |
|
1935 / $1.2T Atlanta, GA |
Strategic | Invesco focuses on long-term strategic asset allocation, diversification and risk adjustment. | ETF | Strategic Balanced Smart Beta US Equity Smart Beta Global Equity |
|
1995 / $8b Philadelphia, PA |
Strategic | Lockwood is a global macromanager providing long-term strategic asset allocation and downside risk management. | ETF/MF | 100% Equity 80% / 60%/ 40%/ 20% Equity Models |
|
1974 / $25b Columbus, OH |
Tactical | Meeder manages tactical strategies using a systematic, multi-disciplined and multi-factored approach to make data-driven allocation changes that focus on downside protection. | MF | 80% / 60% / 40% / 20% Equity Models |
|
2001 / $11.1b Chicago, IL |
Strategic | Morningstar focuses on valuation-driven asset allocation with a contrarian mindset, independent investment selection and holistic portfolio. | MF | 100% / 80% / 40% / 20% Equity Models Retirement Income Models |
|
1968 / $4.8b Los Angeles, CA |
Strategic | RNC Genter manages with a bottom-up, value driven process focusing on qualified dividends. They seek to reduce volatility and downside risk relative to benchmark. | Stocks | Dividend Income Equity |
|
1996 / $14.6b Austin, TX |
Tactical | Sage is a global macromanager providing fundamental, relative evaluation and technical analysis. | ETF | ESG Global Equity 100% / 80% / 40% / 20% Equity Models Multi Asset Income |
- AGF
- Dana Investments
- Franklin Templeton
- Horizon Investments
- Invesco
- Lockwood
- Meeder
- Moriningstar
- RNC Genter
- SAGE
|
| Founded / AUM Location |
| 1957 / $29.9b (’19) Toronto, Canada |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| The AGF team’s objective is to capture leading growth companies in every investment cycle. Every stock the team holds is a buy each day, or it is sold. AGF uses an opportunistic bottom-up approach with the front-end quantitative screens to identify high-quality, growth companies that can successfully generate sustainable, above-average revenues, earnings and cash flow. |
| Investment Vehicle |
| Stocks |
| Models Available |
| Global Select U.S. Large Cap Growth Equity U.S. Small-Mid Cap Growth Equity |
|
| Founded / AUM Location |
| 1980 / $7b Waukesha, WI |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Dana Investments Advisors are a domestic manager focusing on bottom up fundamental and quantitative analysis and emphasizing relative valuation and downside. |
| Investment Vehicle |
| Stocks, MF |
| Models Available |
| Catholic ESG Equity Social ESG Equity All Cap Equity ESG Asset Allocation Models |
|
| Founded / AUM Location |
| 1947 / $1.4T San Mateo, CA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Franklin Templeton Investment Solutions delivers disciplined and systematic solutions that address clients’ complex investment challenges. ClearBridge Investments is committed to long-term results through active management. Their investment process provides clients with equity-focused strategies. |
| Investment Vehicle |
| Franklin Templeton Investment Solutions: ETF MF ClearBridge: Stocks |
| Models Available |
| Franklin Templeton Investment Solutions: Strategic Real Return ClearBridge: Multi Cap Growth, Divided Income |
|
| Founded / AUM Location |
| 1995 / $5.4b Charlotte, NC |
| Asset Allocation |
| Tactical |
| Investment Management Philosophy |
| Horizon Investments is a global manager with focus on economic, fundamental and quantitative analysis. |
| Investment Vehicle |
| ETF |
| Models Available |
| Active Risk Assist Real Spend |
|
| Founded / AUM Location |
| 1935 / $1.2T Atlanta, GA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Invesco focuses on long-term strategic asset allocation, diversification and risk adjustment. |
| Investment Vehicle |
| ETF |
| Models Available |
| Strategic Balanced Smart Beta US Equity Smart Beta Global Equity |
|
| Founded / AUM Location |
| 1995 / $8b Philadelphia, PA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Lockwood is a global macromanager providing long-term strategic asset allocation and downside risk management. |
| Investment Vehicle |
| ETF/MF |
| Models Available |
| 100% Equity 80% / 60%/ 40%/ 20% Equity Models |
|
| Founded / AUM Location |
| 1974 / $25b Columbus, OH |
| Asset Allocation |
| Tactical |
| Investment Management Philosophy |
| Meeder manages tactical strategies using a systematic, multi-disciplined and multi-factored approach to make data-driven allocation changes that focus on downside protection. |
| Investment Vehicle |
| MF |
| Models Available |
| 80% / 60% / 40% / 20% Equity Models |
|
| Founded / AUM Location |
| 2001 / $11.1b Chicago, IL |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Morningstar focuses on valuation-driven asset allocation with a contrarian mindset, independent investment selection and holistic portfolio. |
| Investment Vehicle |
| MF |
| Models Available |
| 100% / 80% / 40% / 20% Equity Models Retirement Income Models |
|
| Founded / AUM Location |
| 1968 / $4.8b Los Angeles, CA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| RNC Genter manages with a bottom-up, value driven process focusing on qualified dividends. They seek to reduce volatility and downside risk relative to benchmark. |
| Investment Vehicle |
| Stocks |
| Models Available |
| Dividend Income Equity |
|
| Founded / AUM Location |
| 1996 / $14.6b Austin, TX |
| Asset Allocation |
| Tactical |
| Investment Management Philosophy |
| Sage is a global macromanager providing fundamental, relative evaluation and technical analysis. |
| Investment Vehicle |
| ETF |
| Models Available |
| ESG Global Equity 100% / 80% / 40% / 20% Equity Models Multi Asset Income |
TAXABLE FIXED INCOME OFFERINGS
| Asset Managers | Founded / AUM Location |
Asset Allocation |
Investment Management Philosophy |
Investment Vehicle |
Models Available |
|
1947 / $1.4T San Mateo, CA |
Strategic | Western Asset Management focuses on long-term fundamental value investing that employs a top-down, bottom-up approach. Each of its products are supported by robust risk management and intensive proprietary research. | Bonds | GSM7 |
|
1935 / $1.2T Atlanta, GA |
Strategic | This strategy seeks to deliver an attractive yield by offering access to a diversified set of fixed income classes through a strategic allocation to core yield exchange traded funds. Smart Beta ETFs are one type of investment exposure used to deliver factor exposure. | ETF | Smart Beta Income |
|
1968 / $4.8b Los Angeles, CA |
Strategic | RNC Genter’s TQI strategy is focused on providing high quality government and corporate bonds. RNC uses a set of criteria for maturity and credit parameters to identify bonds worthy of investment. Instead of forecasting interest rate changes, RNC’s team selects individually strong credits with an advantageous balance of risk and reward. | Bonds | Taxable Quality Intermediate |
|
1996 / $14.6b Austin, TX |
Tactical | Sage’s fixed income solutions include both taxable and tax-exempt strategies that serve clients’ needs across the maturity spectrum. Sage also builds custom fixed income strategies designed to help our liability-focused clients efficiently accomplish their unique goals and objectives. | ETF | ESG Core Plus Fixed Income Core Plus Fixed Multi Asset Income |
|
| Founded / AUM Location |
| 1947 / $1.4T San Mateo, CA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| Western Asset Management focuses on long-term fundamental value investing that employs a top-down, bottom-up approach. Each of its products are supported by robust risk management and intensive proprietary research. |
| Investment Vehicle |
| Bonds |
| Models Available |
| GSM7 |
|
| Founded / AUM Location |
| 1935 / $1.2T Atlanta, GA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| This strategy seeks to deliver an attractive yield by offering access to a diversified set of fixed income classes through a strategic allocation to core yield exchange traded funds. Smart Beta ETFs are one type of investment exposure used to deliver factor exposure. |
| Investment Vehicle |
| ETF |
| Models Available |
| Smart Beta Income |
|
| Founded / AUM Location |
| 1968 / $4.8b Los Angeles, CA |
| Asset Allocation |
| Strategic |
| Investment Management Philosophy |
| RNC Genter’s TQI strategy is focused on providing high quality government and corporate bonds. RNC uses a set of criteria for maturity and credit parameters to identify bonds worthy of investment. Instead of forecasting interest rate changes, RNC’s team selects individually strong credits with an advantageous balance of risk and reward. |
| Investment Vehicle |
| Bonds |
| Models Available |
| Taxable Quality Intermediate |
|
| Founded / AUM Location |
| 1996 / $14.6b Austin, TX |
| Asset Allocation |
| Tactical |
| Investment Management Philosophy |
| Sage’s fixed income solutions include both taxable and tax-exempt strategies that serve clients’ needs across the maturity spectrum. Sage also builds custom fixed income strategies designed to help our liability-focused clients efficiently accomplish their unique goals and objectives. |
| Investment Vehicle |
| ETF |
| Models Available |
| ESG Core Plus Fixed Income Core Plus Fixed Multi Asset Income |
TAX MANAGED OFFERINGS
The below descriptions are the types of Tax-Managed Offerings Available. These offerings are available for Non-Qualified Account Registrations.
| Tax-Exempt | These strategies are focused on generating tax-exempt income through direct ownership of municipal bonds, or through ownership of Exchanged Traded Funds that hold municipal bonds. |
| Tax Aware | These strategies invest in mutual funds that seek to reduce capital gains tax exposure by limiting turnover of equity securities and reduce income taxes through municipal bond holdings. |
| Tax Loss Harvesting | Managers will actively monitor gains and losses associated with individual stocks and will harvest losses (sell) to offset gains and limit capital gains taxes. |
| Asset Managers | Founded / AUM Location |
Asset Allocation |
Investment Management Philosophy |
Investment Vehicle |
Models Available |
|
1980 / $7b Waukesha, WI |
Tax Exempt / Strategic | This strategy seeks to deliver attractive tax-free income with a focus on managing both quality and duration risk. The team believes a well-diversified portfolio should contain high quality, tax-efficient, fixed income investments. This Municipal Bond ETF strategy is designed to deliver attractive after-tax yield while limiting portfolio volatility. | ETF | Tax Exempt Municipal Bond ETF |
|
1947 / $1.4T San Mateo, CA |
Tax Exempt / Strategic | Western Asset Management focuses on long-term fundamental value investing that employs a top-down, bottom-up approach. Each of its products are supported by robust risk management and intensive proprietary research. | Bonds | Municipal Bond Ladders (CA and NY Specific Ladders Available) |
|
1995 / $8b Philadelphia, PA |
Tax Aware / Strategic | Each portfolio is constructed according to the macroeconomic outlook of Lockwood. This strategy seeks to generate risk-adjusted returns over a full market cycle. In order to achieve this, the strategy invests in diversified assets (via mutual funds and/or ETFs). | ETF/MF | Tax Aware Asset Allocation Models |
|
1974 / $25b Columbus, OH |
Tax Loss Harvesting | Meeder Tax Managed Strategy is a customized managed account for each client’s personal goals with a focus on risk management, investment selection, and tax efficiency. | MF | Tax Managed Asset Allocation Models |
|
2001 / $11.1b Chicago, IL |
Tax Aware / Strategic | Morningstar focuses on valuation-driven asset allocation with a contrarian mindset, independent investment selection and holistic portfolio. | MF | Tax Sensitive Asset Allocation Models |
|
2006 / $1T Paris, France (Boston, MA, U.S.) |
Tax Loss Harvesting | Active Index Advisors creates index-based separately managed account strategies that seek to track the performance of the benchmark on a pre-tax basis and outperform on an after-tax basis. | Stocks | Equity Index Models |
|
1968 / $4.8b Los Angeles, CA |
Tax Exempt / Strategic | RNC Genter’s Muni Bond Ladder is focused on providing high quality municipal bonds. RNC uses a set of criteria for maturity and credit parameters to identify bonds worthy of investment. Instead of forecasting interest rate changes, RNC’s team selects individually strong credits with an advantageous balance of risk and reward. | Bonds | Municipal Bond Ladders (CA and NY Specific Ladders Available) |
|
1996 / $14.6b Austin, TX |
Tax Aware / Tactical | Sage’s fixed income solutions include both taxable and tax-exempt strategies that serve clients’ needs across the maturity spectrum. Sage also builds custom fixed income strategies designed to help our clients efficiently accomplish their unique goals and objectives. | ETF | Tax Aware Multi Asset Income |
|
| Founded / AUM Location |
| 1980 / $7b Waukesha, WI |
| Asset Allocation |
| Tax Exempt / Strategic |
| Investment Management Philosophy |
| This strategy seeks to deliver attractive tax-free income with a focus on managing both quality and duration risk. The team believes a well-diversified portfolio should contain high quality, tax-efficient, fixed income investments. This Municipal Bond ETF strategy is designed to deliver attractive after-tax yield while limiting portfolio volatility. |
| Investment Vehicle |
| ETF |
| Models Available |
| Tax Exempt Municipal Bond ETF |
|
| Founded / AUM Location |
| 1947 / $1.4T San Mateo, CA |
| Asset Allocation |
| Tax Exempt / Strategic |
| Investment Management Philosophy |
| Western Asset Management focuses on long-term fundamental value investing that employs a top-down, bottom-up approach. Each of its products are supported by robust risk management and intensive proprietary research. |
| Investment Vehicle |
| Bonds |
| Models Available |
| Municipal Bond Ladders (CA and NY Specific Ladders Available) |
|
| Founded / AUM Location |
| 1995 / $8b Philadelphia, PA |
| Asset Allocation |
| Tax Aware / Strategic |
| Investment Management Philosophy |
| Each portfolio is constructed according to the macroeconomic outlook of Lockwood. This strategy seeks to generate risk-adjusted returns over a full market cycle. In order to achieve this, the strategy invests in diversified assets (via mutual funds and/or ETFs). |
| Investment Vehicle |
| MF / ETF |
| Models Available |
| Tax Aware Asset Allocation Models |
|
| Founded / AUM Location |
| 1974 / $25b Columbus, OH |
| Asset Allocation |
| Tax Loss Harvesting |
| Investment Management Philosophy |
| Meeder Tax Managed Strategy is a customized managed account for each client’s personal goals with a focus on risk management, investment selection, and tax efficiency. |
| Investment Vehicle |
| Stocks / Bonds |
| Models Available |
| Tax Managed Asset Allocation Models |
|
| Founded / AUM Location |
| 2001 / $11.1b Chicago, IL |
| Asset Allocation |
| Tax Aware / Strategic |
| Investment Management Philosophy |
| This portfolio seeks long-term capital appreciation through investments in domestic and foreign equities, and allocations to intermediate and corporate bonds. The portfolio will experience some level of volatility, but its fixed-income positions should provide it with a cushion in tough stock-market environments. This portfolio is designed for clients with at least a 10-15 year time horizon. |
| Investment Vehicle |
| MF |
| Models Available |
| Tax Sensitive Asset Allocation Models |
|
| Founded / AUM Location |
| 2006 / $1T Paris, France (Boston, MA, U.S.) |
| Asset Allocation |
| Tax Loss Harvesting |
| Investment Management Philosophy |
| Active Index Advisors creates index-based separately managed account strategies that seek to track the performance of the benchmark on a pre-tax basis and outperform on an after-tax basis. |
| Investment Vehicle |
| Stocks |
| Models Available |
| Equity Index Models |
|
| Founded / AUM Location |
| 1968 / $4.8b Los Angeles, CA |
| Asset Allocation |
| Tax Exempt / Strategic |
| Investment Management Philosophy |
| RNC Genter’s Muni Bond Ladder is focused on providing high quality municipal bonds. RNC uses a set of criteria for maturity and credit parameters to identify bonds worthy of investment. Instead of forecasting interest rate changes, RNC’s team selects individually strong credits with an advantageous balance of risk and reward. |
| Investment Vehicle |
| Bonds |
| Models Available |
| Municipal Bond Ladders (CA and NY Specific Ladders Available) |
|
| Founded / AUM Location |
| 1996 / $14.6b Austin, TX |
| Asset Allocation |
| Tax Aware / Tactical |
| Investment Management Philosophy |
| Sage’s fixed income solutions include both taxable and tax-exempt strategies that serve clients’ needs across the maturity spectrum. Sage also builds custom fixed income strategies designed to help our clients efficiently accomplish their unique goals and objectives. |
| Investment Vehicle |
| ETF |
| Models Available |
| Tax Aware Multi Asset Income |
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