ABOUT US

Torchlight Financial Group: We are committed to helping clients achieve success through clarity of financial goals.

Torchlight Financial Group was founded to help clients achieve their financial independence. This means that we want our clients to be free to live their lives with less financial worry. When we focus on helping clients grow and preserve their assets, we position our clients to reach their goals and objectives.

Teamwork, Focus and Passion are what each advisor at Torchlight Financial Group applies to every client relationship.

Torchlight Advisors are committed to educating individuals, families, and small businesses about money. Through education, transparency, and the implementation of a guided investment framework, we can help clients achieve their goals. Torchlight Financial Group is committed to helping clients achieve financial clarity.

Phil Murphy

Series 6, 63, 65, 26
Financial Advisor

Phil graduated from the University of Missouri with a Bachelor of Science in Business and then earned his MBA in Finance. He then spent the next 16 years working in management in the industrial coatings industry. In 2000, Phil opened his financial services practice and is now enjoying his 21st year in business. Phil’s mission is focused on getting to know and understand his clients’ needs, wants and long-term goals. His passion is to help clients develop and implement an investment plan that is designed to address their individual situation. All Phil’s energy, commitment and efforts are focused on the individual and family to ensure their satisfaction.

Office/Cell: 513-484-8083
Email: PMURPHY.KKA13@PRIMERICA.COM

Schedule a meeting today.

Phil Murphy

Series 6, 63, 65, 26
Financial Advisor

Phil graduated from the University of Missouri with a Bachelor of Science in Business and then earned his MBA in Finance. Phil spent the next 16 years working in management and regional management in the industrial coatings industry. Phil opened his financial services practice in 2000 and is now enjoying his 21st year in business. Phil’s mission is focused on getting to know and understand his clients’ needs, wants and long-term goals. His passion is to help clients develop and implement an investment plan that is designed to address their individual situation. All his energy, commitment and efforts are focused on the individual and family to ensure their satisfaction.

Office/Cell: 513-484-8083
Email: PMURPHY.KKA13@PRIMERICA.COM

Our Core Beliefs

Trust
Developing trust is a critical first step in building client relationships. At Torchlight Financial Group, we want each of our clients to feel confident that they are in control and have the information they need to make informed decisions about how and where their money is invested.

Integrity
At Torchlight Financial Group, we practice what we teach. The principles, tools, and strategies we use with our clients are the same as we use for our personal finances.

Respect
Each advisor at Torchlight will always respect your intentions and your decisions. We will educate you and help you make informed decisions.

Communication
Good communication is paramount. Your advisor will listen carefully to your goals, your passions, your dreams. This will allow your advisor to formulate a strategy that is designed for you. We are committed to your financial education. We will teach you what we are learning so you can make informed decisions about your financial options.

Transparency
We believe in transparent disclosure of the fees associated with your investments. Advisor compensation, along with any other expenses to be incurred by you, will be clearly explained in advance of any commitment on your part.

Access
Each advisor at Torchlight Financial Group will be a valued financial information resource to you. Your advisor will be available to meet with you to review your investments when needed. You will set the frequency of our visits at a level that is right for you. Your advisor is only a phone call away whenever you would like to discuss your investment plan.

We provide the education for families to make the right decisions to achieve financial freedom.

The individuals identified as Torchlight Financial Group are affiliated with Primerica, and offer products and services through Primerica subsidiaries, including Primerica Life Insurance Company and PFS Investments Inc.

A Primerica representative’s ability to offer products and services is based on the licenses held by the individual, and the states in which the individual is registered. Not all representatives are authorized to sell all products and services. For additional information about a representative, including licenses and state registrations, please visit www.BrokerCheck.com.

PFS Investments Inc. (PFSI) offers both brokerage and advisory accounts. Representatives do not have investment discretion over any client account or assets. For additional information about the products and services available in brokerage and advisory accounts, including fees, expenses and the compensation received by PFSI and your representative, please review a copy of our Form CRS, Form ADV brochure and our informational brochure, Investing with Primerica, available from your representative and online at www.primerica.com/pfsidisclosures.

Securities offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001, a broker-dealer and investment adviser registered with the Securities & Exchange Commission (SEC), a member of the Financial Regulatory Authority (FINRA) [www.finra.org] and a member of the Securities Investors Protection Corporation (SIPC) [www.sipc.com]. PFSI’s advisory business is conducted under the name Primerica Advisors. Fixed indexed annuities are offered by Primerica Financial Services, LLC (PFS). PFSI, PFS and Primerica Inc. are affiliated companies.

The Lifetime Investment Platform is an advisory program sponsored by Primerica Advisors. For additional information about Primerica Advisors, please ask your representative for a copy of the Lifetime Investment Platform Form ADV brochure.

Investors should carefully consider the investment objectives, risks, charges, fees and expenses of any mutual fund before investing. This and other important information can be found in the fund’s prospectus and, if available, the summary prospectus. Please read the prospectus and, if available, the summary prospectus carefully before investing. Prospectuses are available from your Primerica representative.

Primerica representatives are not financial or estate planners, or tax advisors. For related advice, individuals should consult an appropriately licensed professional.

This material is for informational purposes only and should not be considered investment advice or a recommendation to buy, sell or hold a security.

Investing entails risk including loss of principal. Past performance is no guarantee of future results.