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ABOUT US

Torchlight Financial Group: We are committed to helping clients achieve success by helping to clarify their financial goals.

Torchlight Financial Group’s mission is to help clients achieve financial independence. This means that we want clients to be free to live their lives with less financial worry. We focus on helping clients grow and preserve their assets, we help position clients to reach their financial goals and objectives.

Teamwork, Focus and Passion are what each advisor at Torchlight Financial Group applies to every client relationship.

We are committed to educating individuals, families, and small businesses about finances. Through education, transparency, and the implementation of a guided investment framework, we can help clients achieve their financial goals. Torchlight Financial Group is committed to helping clients achieve financial clarity.

Phil Murphy

Series 6, 63, 65, 26
Financial Advisor

Phil graduated from the University of Missouri with a Bachelor of Science in Business and then earned his MBA in Finance. Phil spent the next 16 years working in management and regional management in the industrial coatings industry. Phil began his financial services career in 2000 and is now enjoying his 24th year in business. Phil’s mission is focused on getting to know and understand clients’ financial needs, wants and long-term goals. His passion is to help clients’ develop and implement an investment plan that is designed to address their individual situation. All his energy, commitment and efforts are focused on the individual and family to ensure their satisfaction.

Office/Cell: 513-484-8083
Email: PMURPHY.KKA13@PRIMERICA.COM

Schedule a meeting today.

Phil Murphy

Series 6, 63, 65, 26
Financial Advisor

Phil graduated from the University of Missouri with a Bachelor of Science in Business and then earned his MBA in Finance. Phil spent the next 16 years working in management and regional management in the industrial coatings industry. Phil began his financial services career in 2000 and is now enjoying his 24th year in business. Phil’s mission is focused on getting to know and understand clients’ financial needs, wants and long-term goals. His passion is to help clients’ develop and implement an investment plan that is designed to address their individual situation. All his energy, commitment and efforts are focused on the individual and family to ensure their satisfaction.

Office/Cell: 513-484-8083
Email: PMURPHY.KKA13@PRIMERICA.COM

Our Core Beliefs

Trust
Developing trust is a critical first step in building client relationships. At Torchlight Financial Group, we want each client to feel confident that they are in control and have the information they need to make informed decisions about how and where their money is invested.

Integrity
At Torchlight Financial Group, we practice what we teach. The principles, tools, and strategies we use with clients are the same as we use for our personal finances.

Respect
Each advisor at Torchlight Financial Group will always respect your intentions and your decisions. We will educate you and help you make informed decisions.

Communication
Good communication is paramount. Your advisor will listen carefully to your goals, your passions, your dreams. This will allow your advisor to formulate a investment strategy that is designed for you. We are committed to your financial education. We will teach you what we are learning so you can make informed decisions about your financial options.

Transparency
We believe in transparent disclosure of the fees associated with your investments. Advisor compensation, along with any other expenses to be incurred by you, will be clearly explained in advance of any commitment on your part.

Access
Each advisor at Torchlight Financial Group will be a valued financial information resource to you. Your advisor will be available to meet with you to review your investments when needed. You will set the frequency of our visits at a level that is right for you. Your advisor is only a phone call away whenever you would like to discuss your investment plan.

We provide the education for families to make the right decisions to achieve financial independence.

Individuals identified as Torchlight Financial Group are affiliated with PFS Investments Inc. a subsidiary of Primerica, Inc., and offer products and services through PFS Investments Inc.

A Primerica representative’s ability to offer products and services is based on the licenses held by the individual, and the states in which the individual is registered. Not all representatives are authorized to sell all products and services. For additional information about a representative, including licenses and state registrations, please visit www.BrokerCheck.com.

PFS Investments Inc. (PFSI) offers brokerage and advisory services. Representatives do not have investment discretion over any client account or assets. For additional information about the products and services available from PFSI, including fees, expenses and the compensation received by PFSI and your representative, please review a copy of our Form CRS, Form ADV brochure and our informational brochure, Investing with Primerica, available from your representative and online at www.primerica.com/pfsidisclosures.

PFSI, 1 Primerica Parkway, Duluth, Georgia 30099-0001, registered broker-dealer and investment adviser, member of FINRA/SIPC. PFSI offers advisory services through and is the sponsor of the Primerica Advisors Lifetime Investment Program. Primerica Brokerage Services, Inc. (PBSI), member of FINRA/SIPC, is the provider of brokerage services for the Primerica Advisors Lifetime Investment Program. Representatives who offer advisory services are supervised persons of PFSI, and are not associated persons of PBSI. Primerica, Inc., PFSI and PBSI are affiliated companies.

The Lifetime Investment Program is an advisory program sponsored by PFSI under the name Primerica Advisors. For additional information about Primerica Advisors, please ask your representative for a copy of the Lifetime Investment Program Form ADV brochure.

Mutual funds, annuities, 529 plans, 401(k) plans and asset managers referenced above are made available through contractual relationships between PFSI and the product providers.

Before investing, you should carefully consider your financial objectives, and the risks, charges, fees and expenses associated with any investments you are considering. This and other important information can be found in the prospectus and the summary prospectus, if available. Please review prospectuses, sales literature and other disclosures carefully before investing. Prospectuses are available from your Primerica representative.

Primerica representatives are not estate planners, or tax advisors. For related advice, individuals should consult an appropriately licensed professional.

This material is for informational purposes only and should not be considered investment advice or a recommendation to buy, sell or hold a security.

Investing entails risk including loss of principal. Past performance is no guarantee of future results.